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Stop losing revenue to expired cards, insufficient funds, and bank declines.PaymentRescue automatically recovers up to 40% of failed payments.
For every $100K in MRR, SaaS companies lose approximately $9,000 per month to failed payments. These are not customers who want to leave — they have a payment issue they would happily fix if prompted. Without automated recovery, this revenue simply vanishes.
PaymentRescue connects to your Stripe account and monitors every payment in real-time. When a payment fails, our system immediately:
| Feature | Stripe Default | PaymentRescue |
|---|---|---|
| Recovery rate | ~15% | 35-40% |
| Customer emails | Generic Stripe email | Branded, personalized sequence |
| Retry timing | Fixed schedule | Smart, failure-type optimized |
| Analytics | Basic | Full dashboard with trends |
| Payment update page | Not included | One-click, no login required |
Failed payment recovery is the process of automatically retrying declined subscription charges and prompting customers to fix billing issues so the payment can succeed. Most failures are involuntary — an expired card, insufficient funds, or a bank decline — so a well-timed retry combined with a clear update-payment link recovers revenue that would otherwise be lost to churn.
PaymentRescue connects to your Stripe account read-only and watches every charge in real time. When a payment fails it classifies the reason, schedules smart retries at times suited to that failure type, and sends a personalized dunning email sequence with a one-click link for the customer to update their payment method — no login required.
Recovery rates depend on your customer base and failure mix, but automated smart retries combined with branded dunning emails typically recover 35-40% of failed payments, compared with roughly 15% from Stripe's default retry schedule. Recovery is highest for temporary issues like insufficient funds and bank declines, where a retry a few days later often succeeds.
Yes. Stripe Smart Retries reschedule the charge on a fixed cadence and send a generic email. Dunning automation adds failure-reason-specific retry timing, a branded multi-step email sequence, a hosted payment-update page, and a full analytics dashboard, which together lift recovery well above the retry-only baseline.
Free plan with no card. 14-day trial on paid plans. Setup in 2 minutes.